For youUpdated 7 Aug 20264 min

Finocket for salaried & personal finance

Income, investments and the 80C bucket in one place — SIPs post themselves, the regime compare uses your real numbers, and March ends with an ITR file instead of a shoebox.

Personal finance

On this page2 sections

No business, only your own money to keep straight. Track income and investments, watch the 80C bucket fill, compare the old and new regimes with your real numbers, and reach March with an ITR file instead of a shoebox.

Your first day

Sign up as an individual: the wizard stays minimal; only the personal modules switch on.
Log this month’s income and investments. SIPs can post themselves with a recurring rule.

Open InvestmentsYour 80C picture and portfolio, in one place

Your rhythm

Monthly: income in, investments logged, net worth updated; recurring rules handle the SIPs. Yearly: the old-vs-new regime compare uses your actual numbers, capital gains sit in the same books, and the ITR-prep summary hands your CA (or you) everything in one place.

Frequently asked questions

Is there an automation for my own money, not a business's?

Two, both monthly. Spending outside your own normal writes to you only in a month whose total leaves the range your own last six months set, and names the entries that moved it. Bank statement against your own records ticks an imported statement against what you entered and reports only what it could not pair, in both directions. Neither runs until you set it up, and neither writes anything back.

Can somebody I share the workspace with see those?

No. Both are offered only to a workspace's own person, never to somebody reading it as an accountant, an admin or a team member, because personal money has no team-sharing path to sit behind. If you want another person to see a month, you send it to them yourself.

Is there one for my investments or my 80C headroom?

No, and it is a decision rather than a gap. An agent runs on a key whose permissions come from a fixed vocabulary built for business books, and letting one read your personal holdings would mean widening keys that already exist. So investments and personal income are placed out of every agent's reach on purpose; the 80C picture stays something you open yourself.

More in this hub

Every guide written for this reader, in book order.

Personal finance

Modules & features

Personal finance: income, investments & 80C

Track salary, freelance and other income with TDS, log every investment, and watch your 80C progress toward the ₹1.5 lakh limit. These records are yours, not any one company's.

Your income-tax plan: old regime versus new

One assessment year worked out twice, from your own income and investment rows plus the things Finocket cannot see. It marks which regime costs less on those figures, recommends neither, and refuses outright to compute a year whose rates have not been checked against the Finance Act.

The ITR working sheet for your CA

For a year that has finished: your own income re-cut into the heads of income the Income-tax Act uses, with the record behind every figure, a check that every rupee is accounted for, and a PDF or spreadsheet to hand over. It deliberately names no return form.

Get started with Finocket

Sign up, tell Finocket who you are, finish the short onboarding wizard, add your first client and send your first GST invoice - in under ten minutes.

Install Finocket as a real app

Add Finocket to your home screen on Android, iPhone or desktop so it launches like any other app. It opens instantly and queues the entries you record with no signal.

Try Finocket with sample data

Seed a realistic sample business with one tap, explore every screen with believable numbers, then clear it all safely. Your real entries are never touched.